1F Cash Advance: Instant Loans 1.3.2

Get Payday Advance Easy With 1F Cash Advance

Looking for a reliable payday advance loan even with bad credit? Look no further than 1F Cash Advance. Our app is designed to provide traditional payday loans and installment cash advances to those in urgent need of money. With its convenience and speed, the loan application process has never been quicker or simpler. Solve your money problems at your convenience by filling out our simple form and gain access to fair and safe financial services in just minutes. You'll receive the money within one business day.

Wondering where to find the best online payday loans? Download our app and get started right away, whenever you need fast cash.

Material Disclosure

The 1F Cash Advance app serves as a tool that offers reasonable alternatives to traditional personal loans. We act as a connecting service, linking you with direct payday lenders. After you submit your application form through the app, you can expect to receive appropriate loan offers shortly thereafter.

By entering your personal information and submitting the online application form on the app, you agree to allow participating payday lenders to verify your application details in order to make a loan approval decision.

Installing the app does not require you to use our service, apply for cash advance loans, or accept any offers from loan providers. It's worth noting that bad credit loans may be restricted or prohibited in some states, so please check your local lending laws prior to applying.

The repayment terms for our loans can range from 65 days to 48 months, depending on the specific lender and loan type that you choose. The 1F Cash Advance app offers loan amounts between $250 and $5,000. The maximum loan amount available to borrowers depends on factors such as income, debt utilization rate, debt-to-income ratio, credit history, and loan terms.

The Annual Percentage Rate (APR) represents the sum that the lender will earn from granting you a loan. This includes the interest rate and any origination and processing fees that you will need to repay along with the initial loan amount.

The APR applied by the lender may vary depending on the loan provider and your credit rating. For borrowers with a good credit history, an unsecured personal loan may have an APR ranging from 5.99% to 35.99%. It's important to note that our same-day loan app does not participate in the lending or loan approval process and has no impact on the APR offered by lenders.

The responsibility for making a loan decision based on factors such as income, payment history, debt utilization rate, credit score, and other personal information lies solely with the lender. The lender must inform you of the APR and other loan terms in accordance with local laws. Make sure to receive full information about your loan conditions before signing the loan agreement. Some states have strict limits on the amount of APR rates and fees that a lender can charge.

Representative example

If you borrow $1,000 for 12 months with a 3% arrangement fee ($30), your monthly payment will be $94.56. The total payback amount will be $1,134.72. Additionally, you'll need to pay a 3% fee from the loan amount, bringing your total overpayment to $164.72. The representative APR is 29.82%.

A quick money loan can provide assistance in overcoming financial emergencies or covering unexpected expenses. We offer fast assistance within one business day and have no restrictions on the purpose of your loan. Whether you need a few hundred dollars until your next paycheck or a larger loan for a longer term, we've got you covered. However, please be cautious and use loan funds responsibly. We are not responsible for the accuracy of the data you provide. Apply now and get a short-term loan today!